---
title: Finance | Phil Good Motors
description: Explore flexible car finance options with Phil Good Motors, including $0 deposit options, simple applications, and support from our friendly finance team.
---

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- [About Finance](https://finance.philgoodmotors.co.nz)
- [Finance Enquiry](https://finance.philgoodmotors.co.nz/finance-enquiry?hsLang=en-nz)
- [Contact](https://finance.philgoodmotors.co.nz/contact-us?hsLang=en-nz)

- [About Finance](https://finance.philgoodmotors.co.nz)
- [Finance Enquiry](https://finance.philgoodmotors.co.nz/finance-enquiry?hsLang=en-nz)
- [Contact](https://finance.philgoodmotors.co.nz/contact-us?hsLang=en-nz)

## Car Finance

Flexible vehicle finance options to help you get into the right car sooner.

We’ll guide you through the process and help you explore options that suit your circumstances.

At Phil Good Motors, we help make vehicle finance simple.

**Finance Made Easy**

We work with a range of third-party lenders and can guide you through the application process to find an option that suits your circumstances.

- Quick & Easy application
- Flexible repayment options
- $0 Deposit options
- Support from our finance team

APPLY NOW

Finance FAQ

## How It Works

# 1. Apply Online

 Complete our Quick & Easy finance application

## 2. We Review Your Options

 Our finance team will review your application and discuss suitable options with you

# 3. Choose Your Car

 Once approved, you can move forward with the vehicle that works for you

Start Application

**What You Will Need**

To help us review your finance application, it’s useful to have:

- Driver licence or photo ID
- Employment and income details
- Current address details
- Information about any deposit or trade-in

**Don’t have everything handy?**

Easy, you can still get started and our finance team can help with the next steps. 

#### Frequently Asked Questions

Can I apply with no deposit?

Yes. $0 deposit options may be available depending on your circumstances and lender approval.

Can I use my current vehicle as a trade-in?

Yes. A trade-in can potentially be used towards your purchase.

What if I’m not sure what I can afford?

That’s fine. Our team can help you understand suitable repayment options based on your circumstances.

View All Finance FAQs

## What Our Customers Say

###### Rated 4.9★ on Google by 335 customers

 

###### **Phil Good Motors**

###### 9 Marjorie Jayne Crescent Otahuhu Auckland 1062

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###### © 2026 Phil Good Motors. All rights reserved.